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Loan Consolidation Overview Why Consolidate With Us Apply Online Frequent Questions Return to Home

Reduce Payments Through
Student Loan Consolidation

Significantly reduce on your monthly payments, in this 10 minute application

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Significantly lower your monthly payments

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Lock in a low, fixed interest rate

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Make one single monthly payment on your loans

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Consolidate your loans online in as little as 10 minutes

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Consolidate Your Student Loans Now

The Student Loan Consolidation Program enables anyone with more than $20,000 in outstanding Federal student loans (including PLUS loans) to reduce monthly student loan repayments and lock in a low fixed interest rate.

Recent Grads - Maximize Your Savings & Maintain Your Grace Period

If you recently graduated and are still in your grace period (i.e. you have not started repaying your loans), you may be eligible to get up to an additional 0.60% interest rate reduction for the life of your loans. Don't delay - this special rate reduction could save you thousands of dollars. You can also request to maintain your grace period while locking in the lower rate. Call today to discuss your options.

You are eligible for our Federal Consolidation Loan so long as, at the time of funding, you: (1) are in your loan grace period or have entered repayment on each loan chosen for consolidation; and (2) consolidate eligible federal student loan debt meeting Chase' minimum balance requirement of $20,000. Other terms and conditions apply. Please contact us for details on eligibility criteria.

Please remember that longer repayment terms will lower your monthly payments but can increase the total repayment amount.


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